On-ramp
Buy crypto with traditional money.
Use a bank transfer, debit card or other supported payment method to purchase crypto directly into your Lumo Wallet.
Move between crypto
and your bank.
Buy crypto with your card or bank, or sell crypto back to your bank account, without leaving Lumo Wallet. Fees start from 1.0% and depend on the provider.
Bridge your crypto wallet and your bank.
Buy crypto with a bank transfer or card, or sell crypto and send the money to your bank. Around 68 fiat currencies are supported for buying.
- Buy with around 68 fiat currencies
- Sell to your bank account
- See your balance in 36 display currencies
Pricing and fees
Buy and sell from 1.0%.
Each provider sets its own rate. Lumo Wallet shows you the options and the full cost before you commit.
Buy cryptoDepends on the provider, payment method and country.
From 1.0%
Sell cryptoDepends on the provider, currency and destination bank.
From 1.0%
Network feePaid to the blockchain when crypto moves.
Varies
Buy and sell start from 1.0% and depend on the provider, payment method and country. Providers may ask you to verify your identity. The exact amount is always shown before you confirm.
In everyday language
What this means for you.
On/Off Ramp is the bridge between your crypto wallet and the traditional financial system. Use it to move money in and out of crypto without needing a separate exchange account.
Off-ramp
Convert crypto back to fiat.
Sell crypto from your wallet and receive the equivalent fiat currency in your bank account through a supported off-ramp provider.
Provider choice
Several partners, one wallet.
Lumo Wallet works with MoonPay, Guardarian, Onramp.money, BTC Direct and more. The app shows which are available where you live and what they charge.
The process
How buying and selling works.
Whether you are buying crypto or cashing out, the process follows the same clear steps.
- 01
Choose buy or sell
Buy crypto with your local currency, or sell crypto back to it.
- 02
Pick a provider and read the quote
Choose from the available provider partners and read the exact fee and amount before continuing.
- 03
Complete the transaction
Follow the provider's steps. Crypto arrives in your wallet, or money in your bank account, once confirmed.
Ready when you are
Download Lumo Wallet today.
On iPhone, Mac, Android and Windows. Your keys, your money, on every device you carry.
