Lumo Crypto Checkout
Checkout with crypto.
Take crypto payments on up to 5 stores, with 13 plugins and SDKs and your lk_ key. Funds clear into your business wallet.
One account.
Every way to get paid.
Lumo Business is the account your company applies for once, in the app. Approval opens Lumo Crypto Checkout and Lumo Invoicing, usually within 24 working hours. Add Lumo Card Checkout on top, and card payment appears everywhere you already take payment.
Your business keysfor crypto, on your own device
Three products, one approval path.
You apply for the business account once. What you can accept afterwards depends on which parts you have been approved for, and nothing needs rewiring when that changes.
- Crypto Checkout and Invoicing within 24 working hours
- Card Checkout applied for separately, within 48 working hours
- Card payment appears automatically once approved
Pricing and fees
What each part costs.
Crypto acceptance carries no processing fee. Card acceptance is a monthly subscription plus a rate per payment, and starts only once that application is approved.
Lumo Crypto Checkout: monthly feeNo monthly fee. Included with Lumo Business approval.
None
Lumo Crypto Checkout: processingEvery crypto payment at checkout or on an invoice.
0%
Lumo Crypto Checkout: withdrawalWhen you move crypto to your own wallet, any time or on a schedule.
1.5% + network fee
Lumo Card Checkout: subscriptionMonthly once approved, with the first month free. Card rates are on the pricing page.
£29 / month
Lumo Card Checkout: payout to your bankWhen you move card takings to your bank account.
1% + £0.50
Welcome offerA $150 AWS voucher for Crypto Checkout merchants processing more than $500,000 in their first month. Terms apply.
$150 AWS voucher
Lumo Crypto Checkout and Lumo Card Checkout are priced separately and neither product's rates apply to the other. The full rate table is on the pricing page.
In everyday language
What sits inside Lumo Business.
Three products under one account, each covering a different way your customers want to pay.
Lumo Card Checkout
Checkout with debit and credit card.
Adds card payment to your store, invoices and plugins. Applied for separately in the app, custodial, with KYC.
Lumo Invoicing
Invoices, payable either way.
Send invoices by email that can be paid in crypto, or by card once Card Checkout is approved.
Pulse for Business
Your numbers, explained.
Ask Pulse for sales insights and analytics inside Lumo Business.
The process
How approval works.
One application to start, and a second only if you want to accept cards.
- 01
Apply in the app
Open Settings, then Lumo Business, and fill in your details and website.
- 02
Crypto Checkout and Invoicing go live
Most businesses are approved within 24 working hours, with nothing else to switch on.
- 03
Apply for Lumo Card Checkout
Complete the KYC checks in the app. Once approved, within 48 working hours, card payment appears on your invoices and plugins.
Get started
Apply for Lumo Business in the app.
Download Lumo, open Settings, then Lumo Business, and apply. Most businesses are approved within 24 working hours.
